Here is an exhaustive guide to limits for each service category on NearPay.

Total withdrawal limit

The total withdrawal limit is €15,000 monthly. Cryptocurrency and bank withdrawals, as well as NearPay card loads are all included in this limit.


Once you have signed up and verified your account, you can receive cryptocurrencies to your NearPay wallet and send them to external wallets.

Please note that there is no maximum amount for cryptocurrency deposits from an external wallet.

Receive cryptocurrency. The minimum BTC/LTC/ETH deposit is 0.00000001 BTC/LTC/ETH and the minimum XRP deposit is 0.000001 XRP.

Send cryptocurrency. The minimum withdrawal amount for BTC/ETH is 0.0001, for LTC/XRP it is 0.001*.

* Please keep in mind that to fund a new XRP address, you must send enough XRP to meet the reserve requirement. The current minimum reserve requirement is 20 XRP. Transactions of less than 20 XRP sent to a newly created XRP address will fail.

Bank transfers

For bank transfers, the minimum withdrawal amount is 10 EUR/GBP.

We have no limit for bank deposits, you can deposit any amount.

Card deposits

Verifying your account allows you to start buying cryptocurrency with your bank card.

Please note that the minimum cryptocurrency purchase amount is 10 EUR/USD/GBP, depending on the currency of your bank card. We have no maximum cryptocurrency purchase amount.

NearPay cards for EEA

UK residents can order the card in EUR and GBP, while EEA residents can opt for the EUR card only. Here you can find a detailed article about its fees and limits.

Please note that the limits are calculated in EUR, disregarding the currency you're using.

Still have questions left? Please don't hesitate to contact us at [email protected] or via chat.

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