With NearPay, you can withdraw funds to your personal SEPA bank account in Euro. There are two ways of making it:

1st variant (A.K.A. the fastest):

  1. Choose your Euro account in the Portfolio tab;

  2. Tap on the ⬆️ Withdraw button;

  3. Select the bank account you’d like to withdraw funds to;

  4. Enter the amount;

  5. Tap on the Continue button and confirm the transfer if everything is correct.

2nd variant:

  1. Go to the Transfers (🔁 icon) tab;

  2. Select Withdraw in the Bank section;

  3. Find your Euro account at the bottom and select the bank account where you want to withdraw your funds;

  4. Enter the amount;

  5. Tap on the Continue button and confirm the transfer if everything is correct.

If you haven’t linked a bank account yet, or need to add a new one, do as follows:

  1. Go to your Profile (👤 icon in the upper left corner);

  2. Select Bank accounts;

  3. Tap on the ➕ button in the upper right corner OR on the Add account button, if you link your first bank account;

  4. Enter your bank details;

  5. Tap on the Save button.

Please note: when you make a withdrawal directly from a crypto account, a fee of 1% is implemented. Also, the fee of €0.09 is applicable both for withdrawals from crypto and fiat accounts.

NB: you can’t withdraw funds to any third-party or business bank accounts.

Withdrawals in EUR are processed within 1-2 working days.

The minimum withdrawal amount is 10 EUR. The total withdrawal limit is 15,000 EUR monthly. Cryptocurrency and bank withdrawals, as well as NearPay card loads are all included in this limit. The total withdrawal limit can be increased if you complete an additional verification designed for that specific purpose. You’d need to fill in the Source of Funds declaration, then, once we verify it, proceed with video verification. After that, we will raise the limits according to the provided information. To apply for the Source of Funds form and get additional details about the limits increase procedure, contact our support team via the live chat or at [email protected].

NB: If you withdraw to a non-SEPA bank account (e.g. HUF or CZK), the funds will be converted with your bank’s exchange rate.

If you plan to make transfers using a joint bank account (or just have any questions), please, contact us via chat or [email protected].

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